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Alabama Mortgage

Alabama mortgage lenders, use this comprehensive template to prepare a Mortgage to be secured by real property owned by the borrower (mortgagor).

Provisions of the Mortgage include:
  • Uniform covenants regarding payments, funds for taxes and insurance, prior mortgages and deeds of trust, hazard insurance, occupancy as principal residence, care and maintenance of the property, protection of the lender's security, and other standard clauses.
  • If the borrower gave any false or misleading information on the loan application, the borrower will be in default.
  • If the borrower breaches any provision of the agreement and fails to cure the breach, the entire amount of the indebtedness will become due and payable, and the lender may invoke its power to sell the property.
  • The borrower waives all homestead exemptions.
This Alabama Mortgage form is provided in MS Word format and is fully editable.

Download: Alabama Mortgage

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